Loan Against Mutual Funds (Security)
Liquidity today, without selling your investments
Need funds for an emergency or an opportunity? Pledge your mutual fund units as security and borrow against them — while they stay invested and keep growing.
Indicative loan value
0%of equity fund value*
*Actual loan-to-value depends on the fund category (equity/debt/hybrid) and the lending partner's policy at the time of application.
Why choose a loan against mutual funds?
- Keep your investments intact and growing
- Faster processing than traditional loans
- Interest charged only on the amount utilised
- No prepayment penalty in most cases
- Higher loan value against equity & debt fund units
How it works
1
Pledge your units
Mutual fund units are marked as a lien/security in favour of the lender.
2
Get sanctioned
A loan limit is sanctioned based on the value and category of your holdings.
3
Withdraw as needed
Use funds like an overdraft — draw only what you need, when you need it.
4
Repay flexibly
Repay the utilised amount plus interest; your units are released proportionally.
Have units sitting idle? Put them to work.
Talk to us about pledging your portfolio as security for a quick, low-friction loan.